feat: BI estrategico — cohort retention, revenue expansion, cross-sell, maturity + receita em USD

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- Cohort retention heatmap com matriz de retencao por mes de aquisicao
- Revenue expansion/contraction waterfall (new/expansion/stable/contraction/churned)
- Cross-sell analysis (CambioPay only vs CambioCheckout only vs Both)
- Client maturity segmentation (new/growing/mature/declining)
- Nova query fetchBIStrategic + endpoint /admin/api/bi/strategic
- Todas receitas de spread convertidas de BRL para USD em todas as queries
- Labels e formatacao atualizados para USD em admin-bi e admin-cliente

Co-Authored-By: Claude Opus 4.6 <noreply@anthropic.com>

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2026-02-16 15:36:39 -05:00

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