docs: update all documentation and add AI tooling configs

- Rewrite README.md with current architecture, features and stack
- Update docs/API.md with all current endpoints (corporate, BI, client 360)
- Update docs/ARCHITECTURE.md with cache, modular queries, services, ETL
- Update docs/GUIA-USUARIO.md for all roles (admin, corporate, agente)
- Add docs/INDEX.md documentation index
- Add PROJETO.md comprehensive project reference
- Add BI-CCC-Implementation-Guide.md
- Include AI agent configs (.claude, .agents, .gemini, _bmad)
- Add netbird VPN configuration
- Add status report

Co-Authored-By: Claude Opus 4.6 (1M context) <noreply@anthropic.com>

.agents/skills/bmad-agent-builder/assets/init-template.md

@@ -0,0 +1,47 @@
+{if-module}
+# First-Run Setup for {displayName}
+
+Welcome! Setting up your workspace.
+
+## Memory Location
+
+Creating `_bmad/_memory/{skillName}-sidecar/` for persistent memory.
+
+## Initial Structure
+
+Creating:
+- `index.md` — essential context, active work
+- `patterns.md` — your preferences I learn
+- `chronology.md` — session timeline
+
+Configuration will be loaded from your module's config.yaml.
+
+{custom-init-questions}
+
+## Ready
+
+Setup complete! I'm ready to help.
+{/if-module}
+
+{if-standalone}
+# First-Run Setup for {displayName}
+
+Welcome! Let me set up for this environment.
+
+## Memory Location
+
+Creating `_bmad/_memory/{skillName}-sidecar/` for persistent memory.
+
+{custom-init-questions}
+
+## Initial Structure
+
+Creating:
+- `index.md` — essential context, active work, saved paths above
+- `patterns.md` — your preferences I learn
+- `chronology.md` — session timeline
+
+## Ready
+
+Setup complete! I'm ready to help.
+{/if-standalone}