docs: update all documentation and add AI tooling configs

- Rewrite README.md with current architecture, features and stack
- Update docs/API.md with all current endpoints (corporate, BI, client 360)
- Update docs/ARCHITECTURE.md with cache, modular queries, services, ETL
- Update docs/GUIA-USUARIO.md for all roles (admin, corporate, agente)
- Add docs/INDEX.md documentation index
- Add PROJETO.md comprehensive project reference
- Add BI-CCC-Implementation-Guide.md
- Include AI agent configs (.claude, .agents, .gemini, _bmad)
- Add netbird VPN configuration
- Add status report

Co-Authored-By: Claude Opus 4.6 (1M context) <noreply@anthropic.com>

.agents/skills/bmad-testarch-trace/workflow.yaml

@@ -0,0 +1,56 @@
+# Test Architect workflow: bmad-testarch-trace
+name: bmad-testarch-trace
+# prettier-ignore
+description: 'Generate traceability matrix and quality gate decision. Use when the user says "lets create traceability matrix" or "I want to analyze test coverage"'
+
+# Critical variables from config
+config_source: "{project-root}/_bmad/tea/config.yaml"
+output_folder: "{config_source}:output_folder"
+test_artifacts: "{config_source}:test_artifacts"
+user_name: "{config_source}:user_name"
+communication_language: "{config_source}:communication_language"
+document_output_language: "{config_source}:document_output_language"
+date: system-generated
+
+# Workflow components
+installed_path: "."
+instructions: "./instructions.md"
+validation: "./checklist.md"
+template: "./trace-template.md"
+
+# Variables and inputs
+variables:
+  # Directory paths
+  test_dir: "{project-root}/tests" # Root test directory
+  source_dir: "{project-root}" # Source code directory (customize if needed, e.g., {project-root}/src or {project-root}/lib)
+
+  # Workflow behavior
+  coverage_levels: "e2e,api,component,unit" # Which test levels to trace
+  gate_type: "story" # story | epic | release | hotfix - determines gate scope
+  decision_mode: "deterministic" # deterministic (rule-based) | manual (team decision)
+
+# Output configuration
+default_output_file: "{test_artifacts}/traceability-matrix.md"
+
+# Required tools
+required_tools:
+  - read_file # Read story, test files, BMad artifacts
+  - write_file # Create traceability matrix, gate YAML
+  - list_files # Discover test files
+  - search_repo # Find tests by test ID, describe blocks
+  - glob # Find test files matching patterns
+
+tags:
+  - qa
+  - traceability
+  - test-architect
+  - coverage
+  - requirements
+  - gate
+  - decision
+  - release
+
+execution_hints:
+  interactive: false # Minimize prompts
+  autonomous: true # Proceed without user input unless blocked
+  iterative: true