docs: update all documentation and add AI tooling configs

- Rewrite README.md with current architecture, features and stack
- Update docs/API.md with all current endpoints (corporate, BI, client 360)
- Update docs/ARCHITECTURE.md with cache, modular queries, services, ETL
- Update docs/GUIA-USUARIO.md for all roles (admin, corporate, agente)
- Add docs/INDEX.md documentation index
- Add PROJETO.md comprehensive project reference
- Add BI-CCC-Implementation-Guide.md
- Include AI agent configs (.claude, .agents, .gemini, _bmad)
- Add netbird VPN configuration
- Add status report

Co-Authored-By: Claude Opus 4.6 (1M context) <noreply@anthropic.com>

.gemini/skills/bmad-agent-builder/assets/SKILL-template.md

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+---
+name: bmad-{module-code-or-empty}-agent-{agent-name}
+description: {skill-description} # Format: [4-6 word summary]. [trigger: "User wants to talk to or ask {displayName}" or "{title}" or "{role}"]
+---
+
+# {displayName}
+
+## Overview
+
+{overview-template}
+
+{if-headless}
+## Activation Mode Detection
+
+**Check activation context immediately:**
+
+1. **Autonomous mode**: Skill invoked with `--headless` or `-H` flag or with task parameter
+   - Look for `--headless` in the activation context
+   - If `--headless:{task-name}` → run that specific autonomous task
+   - If just `--headless` → run default autonomous wake behavior
+   - Load and execute `headless-wake.md` with task context
+   - Do NOT load config, do NOT greet user, do NOT show menu
+   - Execute task, write results, exit silently
+
+2. **Interactive mode** (default): User invoked the skill directly
+   - Proceed to `## On Activation` section below
+
+**Example headless activation:**
+```bash
+# Autonomous - default wake
+/bmad-{agent-skill-name} --headless
+
+# Autonomous - specific task
+/bmad-{agent-skill-name} --headless:refine-memories
+```
+{/if-headless}
+
+## Identity
+{Who is this agent? One clear sentence.}
+
+## Communication Style
+{How does this agent communicate? Be specific with examples.}
+
+## Principles
+- {Guiding principle 1}
+- {Guiding principle 2}
+- {Guiding principle 3}
+
+{if-sidecar}
+## Sidecar
+Memory location: `_bmad/_memory/{skillName}-sidecar/`
+
+Load `references/memory-system.md` for memory discipline and structure.
+{/if-sidecar}
+
+## On Activation
+
+1. **Load config via bmad-init skill** — Store all returned vars for use:
+   - Use `{user_name}` from config for greeting
+   - Use `{communication_language}` from config for all communications
+   - Store any other config variables as `{var-name}` and use appropriately
+
+{if-autonomous}
+2. **If autonomous mode** — Load and run `autonomous-wake.md` (default wake behavior), or load the specified prompt and execute its autonomous section without interaction
+
+3. **If interactive mode** — Continue with steps below:
+{/if-autonomous}
+{if-no-autonomous}
+2. **Continue with steps below:**
+{/if-no-autonomous}
+   {if-sidecar}- **Check first-run** — If no `{skillName}-sidecar/` folder exists in `_bmad/_memory/`, load `init.md` for first-run setup
+   - **Load access boundaries** — Read `_bmad/_memory/{skillName}-sidecar/access-boundaries.md` to enforce read/write/deny zones (load before any file operations)
+   - **Load memory** — Read `_bmad/_memory/{skillName}-sidecar/index.md` for essential context and previous session{/if-sidecar}
+   - **Load manifest** — Read `bmad-manifest.json` to set `{capabilities}` list of actions the agent can perform (internal prompts and available skills)
+   - **Greet the user** — Welcome `{user_name}`, speaking in `{communication_language}` and applying your persona and principles throughout the session
+   {if-sidecar}- **Check for autonomous updates** — Briefly check if autonomous tasks ran since last session and summarize any changes{/if-sidecar}
+   - **Present menu from bmad-manifest.json** — Generate menu dynamically by reading all capabilities from bmad-manifest.json:
+
+   ```
+   {if-sidecar}Last time we were working on X. Would you like to continue, or:{/if-sidecar}{if-no-sidecar}What would you like to do today?{/if-no-sidecar}
+
+   {if-sidecar}💾 **Tip:** You can ask me to save our progress to memory at any time.{/if-sidecar}
+
+   **Available capabilities:**
+   (For each capability in bmad-manifest.json capabilities array, display as:)
+   {number}. [{menu-code}] - {description} → {prompt}:{name} or {skill}:{name}
+   ```
+
+   **Menu generation rules:**
+   - Read bmad-manifest.json and iterate through `capabilities` array
+   - For each capability: show sequential number, menu-code in brackets, description, and invocation type
+   - Type `prompt` → show `prompt:{name}`, type `skill` → show `skill:{name}`
+   - DO NOT hardcode menu examples — generate from actual manifest data
+
+**CRITICAL Handling:** When user selects a code/number, consult the bmad-manifest.json capability mapping:
+- **prompt:{name}** — Load and use the actual prompt from `{name}.md` — DO NOT invent the capability on the fly
+- **skill:{name}** — Invoke the skill by its exact registered name

.gemini/skills/bmad-agent-builder/assets/autonomous-wake.md

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+---
+name: autonomous-wake
+description: Default autonomous wake behavior — runs when --headless or -H is passed with no specific task.
+---
+
+# Autonomous Wake
+
+You're running autonomously. No one is here. No task was specified. Execute your default wake behavior and exit.
+
+## Context
+
+- Memory location: `_bmad/_memory/{skillName}-sidecar/`
+- Activation time: `{current-time}`
+
+## Instructions
+
+- Don't ask questions
+- Don't wait for input
+- Don't greet anyone
+- Execute your default wake behavior
+- Write results to memory
+- Exit
+
+## Default Wake Behavior
+
+{default-autonomous-behavior}
+
+## Logging
+
+Append to `_bmad/_memory/{skillName}-sidecar/autonomous-log.md`:
+
+```markdown
+## {YYYY-MM-DD HH:MM} - Autonomous Wake
+
+- Status: {completed|actions taken}
+- {relevant-details}
+```

.gemini/skills/bmad-agent-builder/assets/init-template.md

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+{if-module}
+# First-Run Setup for {displayName}
+
+Welcome! Setting up your workspace.
+
+## Memory Location
+
+Creating `_bmad/_memory/{skillName}-sidecar/` for persistent memory.
+
+## Initial Structure
+
+Creating:
+- `index.md` — essential context, active work
+- `patterns.md` — your preferences I learn
+- `chronology.md` — session timeline
+
+Configuration will be loaded from your module's config.yaml.
+
+{custom-init-questions}
+
+## Ready
+
+Setup complete! I'm ready to help.
+{/if-module}
+
+{if-standalone}
+# First-Run Setup for {displayName}
+
+Welcome! Let me set up for this environment.
+
+## Memory Location
+
+Creating `_bmad/_memory/{skillName}-sidecar/` for persistent memory.
+
+{custom-init-questions}
+
+## Initial Structure
+
+Creating:
+- `index.md` — essential context, active work, saved paths above
+- `patterns.md` — your preferences I learn
+- `chronology.md` — session timeline
+
+## Ready
+
+Setup complete! I'm ready to help.
+{/if-standalone}

.gemini/skills/bmad-agent-builder/assets/memory-system.md

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+# Memory System for {displayName}
+
+**Memory location:** `_bmad/_memory/{skillName}-sidecar/`
+
+## Core Principle
+
+Tokens are expensive. Only remember what matters. Condense everything to its essence.
+
+## File Structure
+
+### `index.md` — Primary Source
+
+**Load on activation.** Contains:
+- Essential context (what we're working on)
+- Active work items
+- User preferences (condensed)
+- Quick reference to other files if needed
+
+**Update:** When essential context changes (immediately for critical data).
+
+### `access-boundaries.md` — Access Control (Required for all agents)
+
+**Load on activation.** Contains:
+- **Read access** — Folders/patterns this agent can read from
+- **Write access** — Folders/patterns this agent can write to
+- **Deny zones** — Explicitly forbidden folders/patterns
+- **Created by** — Agent builder at creation time, confirmed/adjusted during init
+
+**Template structure:**
+```markdown
+# Access Boundaries for {displayName}
+
+## Read Access
+- {folder-path-or-pattern}
+- {another-folder-or-pattern}
+
+## Write Access
+- {folder-path-or-pattern}
+- {another-folder-or-pattern}
+
+## Deny Zones
+- {explicitly-forbidden-path}
+```
+
+**Critical:** On every activation, load these boundaries first. Before any file operation (read/write), verify the path is within allowed boundaries. If uncertain, ask user.
+
+{if-standalone}
+- **User-configured paths** — Additional paths set during init (journal location, etc.) are appended here
+{/if-standalone}
+
+### `patterns.md` — Learned Patterns
+
+**Load when needed.** Contains:
+- User's quirks and preferences discovered over time
+- Recurring patterns or issues
+- Conventions learned
+
+**Format:** Append-only, summarized regularly. Prune outdated entries.
+
+### `chronology.md` — Timeline
+
+**Load when needed.** Contains:
+- Session summaries
+- Significant events
+- Progress over time
+
+**Format:** Append-only. Prune regularly; keep only significant events.
+
+## Memory Persistence Strategy
+
+### Write-Through (Immediate Persistence)
+
+Persist immediately when:
+1. **User data changes** — preferences, configurations
+2. **Work products created** — entries, documents, code, artifacts
+3. **State transitions** — tasks completed, status changes
+4. **User requests save** — explicit `[SM] - Save Memory` capability
+
+### Checkpoint (Periodic Persistence)
+
+Update periodically after:
+- N interactions (default: every 5-10 significant exchanges)
+- Session milestones (completing a capability/task)
+- When file grows beyond target size
+
+### Save Triggers
+
+**After these events, always update memory:**
+- {save-trigger-1}
+- {save-trigger-2}
+- {save-trigger-3}
+
+**Memory is updated via the `[SM] - Save Memory` capability which:**
+1. Reads current index.md
+2. Updates with current session context
+3. Writes condensed, current version
+4. Checkpoints patterns.md and chronology.md if needed
+
+## Write Discipline
+
+Before writing to memory, ask:
+
+1. **Is this worth remembering?**
+   - If no → skip
+   - If yes → continue
+
+2. **What's the minimum tokens that capture this?**
+   - Condense to essence
+   - No fluff, no repetition
+
+3. **Which file?**
+   - `index.md` → essential context, active work
+   - `patterns.md` → user quirks, recurring patterns, conventions
+   - `chronology.md` → session summaries, significant events
+
+4. **Does this require index update?**
+   - If yes → update `index.md` to point to it
+
+## Memory Maintenance
+
+Regularly (every few sessions or when files grow large):
+1. **Condense verbose entries** — Summarize to essence
+2. **Prune outdated content** — Move old items to chronology or remove
+3. **Consolidate patterns** — Merge similar entries
+4. **Update chronology** — Archive significant past events
+
+## First Run
+
+If sidecar doesn't exist, load `init.md` to create the structure.

.gemini/skills/bmad-agent-builder/assets/quality-report-template.md

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+# Quality Report: {agent-name}
+
+**Scanned:** {timestamp}
+**Skill Path:** {skill-path}
+**Report:** {report-file-path}
+**Performed By** QualityReportBot-9001 and {user_name}
+
+## Executive Summary
+
+- **Total Issues:** {total-issues}
+- **Critical:** {critical} | **High:** {high} | **Medium:** {medium} | **Low:** {low}
+- **Overall Quality:** {Excellent|Good|Fair|Poor}
+- **Overall Cohesion:** {cohesion-score}
+- **Craft Assessment:** {craft-assessment}
+
+<!-- Synthesize 1-3 sentence narrative: agent persona/purpose (from enhancement-opportunities skill_understanding.purpose + agent-cohesion agent_identity), architecture quality, and most significant finding. Frame this as an agent assessment, not a workflow assessment. -->
+{executive-narrative}
+
+### Issues by Category
+
+| Category | Critical | High | Medium | Low |
+|----------|----------|------|--------|-----|
+| Structure & Capabilities | {n} | {n} | {n} | {n} |
+| Prompt Craft | {n} | {n} | {n} | {n} |
+| Execution Efficiency | {n} | {n} | {n} | {n} |
+| Path & Script Standards | {n} | {n} | {n} | {n} |
+| Agent Cohesion | {n} | {n} | {n} | {n} |
+| Creative | — | — | {n} | {n} |
+
+---
+
+## Agent Identity
+
+<!-- From agent-cohesion agent_identity block. -->
+
+- **Persona:** {persona-summary}
+- **Primary Purpose:** {primary-purpose}
+- **Capabilities:** {capability-count}
+
+---
+
+## Strengths
+
+*What this agent does well — preserve these during optimization:*
+
+<!-- Collect from ALL of these sources:
+  - All scanners: findings[] with severity="strength" or category="strength"
+  - prompt-craft: findings where severity="note" and observation is positive
+  - prompt-craft: positive aspects from assessments.skillmd_assessment.notes and persona_context assessment
+  - enhancement-opportunities: bright_spots from each assessments.user_journeys[] entry
+  - structure: positive observations from assessments.metadata (e.g., memory setup present, headless mode configured)
+  Group by theme. Each strength should explain WHY it matters. -->
+
+{strengths-list}
+
+---
+
+{if-truly-broken}
+## Truly Broken or Missing
+
+*Issues that prevent the agent from working correctly:*
+
+<!-- Every CRITICAL and HIGH severity issue from ALL scanners. Maximum detail: description, affected files/lines, fix instructions. These are the most actionable part of the report. -->
+
+{truly-broken-findings}
+
+---
+{/if-truly-broken}
+
+## Detailed Findings by Category
+
+### 1. Structure & Capabilities
+
+<!-- Source: structure-temp.json. Agent-specific: includes identity effectiveness, memory setup, headless mode, capability cross-references. -->
+
+{if-structure-metadata}
+**Agent Metadata:**
+- Sections found: {sections-list}
+- Capabilities: {capabilities-count}
+- Memory sidecar: {has-memory}
+- Headless mode: {has-headless}
+- Manifest valid: {manifest-valid}
+- Structure assessment: {structure-assessment}
+{/if-structure-metadata}
+
+<!-- List findings by severity: Critical > High > Medium > Low. Omit empty severity levels. -->
+
+{structure-findings}
+
+### 2. Prompt Craft
+
+<!-- Source: prompt-craft-temp.json. Agent-specific: includes persona_context assessment and persona-voice/communication-consistency categories. Remember: persona voice is INVESTMENT not waste for agents. -->
+
+**Agent Assessment:**
+- Agent type: {skill-type-assessment}
+- Overview quality: {overview-quality}
+- Progressive disclosure: {progressive-disclosure}
+- Persona context: {persona-context}
+- {skillmd-assessment-notes}
+
+{if-prompt-health}
+**Prompt Health:** {prompts-with-config-header}/{total-prompts} with config header | {prompts-with-progression}/{total-prompts} with progression conditions | {prompts-self-contained}/{total-prompts} self-contained
+{/if-prompt-health}
+
+{prompt-craft-findings}
+
+### 3. Execution Efficiency
+
+<!-- Source: execution-efficiency-temp.json. Agent-specific: includes memory-loading category. -->
+
+{efficiency-issue-findings}
+
+{if-efficiency-opportunities}
+**Optimization Opportunities:**
+
+<!-- From findings[] with severity ending in -opportunity. Each: title, detail (includes type/savings narrative), action. -->
+
+{efficiency-opportunities}
+{/if-efficiency-opportunities}
+
+### 4. Path & Script Standards
+
+<!-- Source: path-standards-temp.json + scripts-temp.json -->
+
+{if-script-inventory}
+**Script Inventory:** {total-scripts} scripts ({by-type-breakdown}) | Missing tests: {missing-tests-list}
+{/if-script-inventory}
+
+{path-script-findings}
+
+### 5. Agent Cohesion
+
+<!-- Source: agent-cohesion-temp.json. This is the agent-specific section — persona-capability alignment, gaps, redundancies, coherence. -->
+
+{if-cohesion-analysis}
+**Cohesion Analysis:**
+
+<!-- Include only dimensions present in scanner output. -->
+
+| Dimension | Score | Notes |
+|-----------|-------|-------|
+| Persona Alignment | {score} | {notes} |
+| Capability Completeness | {score} | {notes} |
+| Redundancy Level | {score} | {notes} |
+| External Integration | {score} | {notes} |
+| User Journey | {score} | {notes} |
+
+{if-consolidation-opportunities}
+**Consolidation Opportunities:**
+
+<!-- From cohesion_analysis.redundancy_level.consolidation_opportunities[]. Each: capabilities that overlap and how to combine. -->
+
+{consolidation-opportunities}
+{/if-consolidation-opportunities}
+{/if-cohesion-analysis}
+
+{cohesion-findings}
+
+{if-creative-suggestions}
+**Creative Suggestions:**
+
+<!-- From findings[] with severity="suggestion". Each: title, detail, action. -->
+
+{creative-suggestions}
+{/if-creative-suggestions}
+
+### 6. Creative (Edge-Case & Experience Innovation)
+
+<!-- Source: enhancement-opportunities-temp.json. These are advisory suggestions, not errors. -->
+
+**Agent Understanding:**
+- **Purpose:** {skill-purpose}
+- **Primary User:** {primary-user}
+- **Key Assumptions:**
+{key-assumptions-list}
+
+**Enhancement Findings:**
+
+<!-- Organize by: high-opportunity > medium-opportunity > low-opportunity.
+     Each: title, detail, action. -->
+
+{enhancement-findings}
+
+{if-top-insights}
+**Top Insights:**
+
+<!-- From enhancement-opportunities assessments.top_insights[]. These are the synthesized highest-value observations.
+     Each: title, detail, action. -->
+
+{top-insights}
+{/if-top-insights}
+
+---
+
+{if-user-journeys}
+## User Journeys
+
+*How different user archetypes experience this agent:*
+
+<!-- From enhancement-opportunities user_journeys[]. Reproduce EVERY archetype fully. -->
+
+### {archetype-name}
+
+{journey-summary}
+
+**Friction Points:**
+{friction-points-list}
+
+**Bright Spots:**
+{bright-spots-list}
+
+<!-- Repeat for ALL archetypes. Do not skip any. -->
+
+---
+{/if-user-journeys}
+
+{if-autonomous-assessment}
+## Autonomous Readiness
+
+<!-- From enhancement-opportunities autonomous_assessment. Include ALL fields. This is especially important for agents which may need headless/autonomous operation. -->
+
+- **Overall Potential:** {overall-potential}
+- **HITL Interaction Points:** {hitl-count}
+- **Auto-Resolvable:** {auto-resolvable-count}
+- **Needs Input:** {needs-input-count}
+- **Suggested Output Contract:** {output-contract}
+- **Required Inputs:** {required-inputs-list}
+- **Notes:** {assessment-notes}
+
+---
+{/if-autonomous-assessment}
+
+{if-script-opportunities}
+## Script Opportunities
+
+<!-- Source: script-opportunities-temp.json. These identify LLM work that could be deterministic scripts. -->
+
+**Existing Scripts:** {existing-scripts-list}
+
+<!-- For each finding: title, detail (includes determinism/complexity/savings narrative), action. -->
+
+{script-opportunity-findings}
+
+**Token Savings:** {total-estimated-token-savings} | Highest value: {highest-value-opportunity} | Prepass opportunities: {prepass-count}
+
+---
+{/if-script-opportunities}
+
+## Quick Wins (High Impact, Low Effort)
+
+<!-- Pull from ALL scanners: findings where fix effort is trivial/low but impact is meaningful. -->
+
+| Issue | File | Effort | Impact |
+|-------|------|--------|--------|
+{quick-wins-rows}
+
+---
+
+## Optimization Opportunities
+
+<!-- Synthesize across scanners — not a copy of findings but a narrative of improvement themes. -->
+
+**Token Efficiency:**
+{token-optimization-narrative}
+
+**Performance:**
+{performance-optimization-narrative}
+
+**Maintainability:**
+{maintainability-optimization-narrative}
+
+---
+
+## Recommendations
+
+<!-- Rank by: severity first, then breadth of impact, then effort (prefer low-effort). Up to 5. -->
+
+1. {recommendation-1}
+2. {recommendation-2}
+3. {recommendation-3}
+4. {recommendation-4}
+5. {recommendation-5}

.gemini/skills/bmad-agent-builder/assets/save-memory.md

@@ -0,0 +1,29 @@
+---
+name: save-memory
+description: Explicitly save current session context to memory
+menu-code: SM
+---
+
+# Save Memory
+
+Immediately persist the current session context to memory.
+
+## Process
+
+1. **Read current index.md** — Load existing context
+
+2. **Update with current session:**
+   - What we're working on
+   - Current state/progress
+   - Any new preferences or patterns discovered
+   - Next steps to continue
+
+3. **Write updated index.md** — Replace content with condensed, current version
+
+4. **Checkpoint other files if needed:**
+   - `patterns.md` — Add new patterns discovered
+   - `chronology.md` — Add session summary if significant
+
+## Output
+
+Confirm save with brief summary: "Memory saved. {brief-summary-of-what-was-updated}"