docs: update all documentation and add AI tooling configs

- Rewrite README.md with current architecture, features and stack
- Update docs/API.md with all current endpoints (corporate, BI, client 360)
- Update docs/ARCHITECTURE.md with cache, modular queries, services, ETL
- Update docs/GUIA-USUARIO.md for all roles (admin, corporate, agente)
- Add docs/INDEX.md documentation index
- Add PROJETO.md comprehensive project reference
- Add BI-CCC-Implementation-Guide.md
- Include AI agent configs (.claude, .agents, .gemini, _bmad)
- Add netbird VPN configuration
- Add status report

Co-Authored-By: Claude Opus 4.6 (1M context) <noreply@anthropic.com>

_bmad/wds/workflows/4-ux-design/data/page-creation-flows/flow-d-reference.md

@@ -0,0 +1,69 @@
+# Flow D: Reference Page
+
+**Activates when:** User has a similar page to reference
+
+---
+
+## Gather Reference
+
+<ask>**Which page is this similar to?**
+
+Provide:
+- Page name or URL
+- What file path (if internal project)
+- Or description of reference page
+
+Reference:</ask>
+
+<action>Store reference_page</action>
+
+---
+
+## Identify Differences
+
+<ask>**What are the KEY DIFFERENCES from the reference?**
+
+What changes from the reference page?
+
+Differences:</ask>
+
+<action>Store differences</action>
+
+---
+
+## Generate Specification
+
+<output>**Creating page based on reference...**</output>
+
+<action>
+If internal reference exists:
+  1. Copy reference specification structure
+  2. Update with differences
+  3. Mark sections that need updates
+  4. Preserve navigation pattern
+
+If external reference:
+  1. Describe reference structure
+  2. Note differences
+  3. Create conceptual specification
+  4. Recommend creating sketch showing changes
+
+Generate specification document
+</action>
+
+---
+
+## Completion
+
+<output>✅ **Reference-based page specification created!**
+
+**Based on:** {{reference_page}}
+
+**Key differences noted:** {{differences}}
+
+**Next steps:**
+- Review generated specification
+- Create sketch showing unique elements
+- Run Page Process Workshop to refine
+
+Ready?</output>