docs: update all documentation and add AI tooling configs

- Rewrite README.md with current architecture, features and stack
- Update docs/API.md with all current endpoints (corporate, BI, client 360)
- Update docs/ARCHITECTURE.md with cache, modular queries, services, ETL
- Update docs/GUIA-USUARIO.md for all roles (admin, corporate, agente)
- Add docs/INDEX.md documentation index
- Add PROJETO.md comprehensive project reference
- Add BI-CCC-Implementation-Guide.md
- Include AI agent configs (.claude, .agents, .gemini, _bmad)
- Add netbird VPN configuration
- Add status report

Co-Authored-By: Claude Opus 4.6 (1M context) <noreply@anthropic.com>

_bmad/wds/workflows/4-ux-design/data/scenario-init/04-mental-state.md

@@ -0,0 +1,74 @@
+# Question 3: What's Their Mental State at This Moment?
+
+**Understand the emotional context for design decisions**
+
+---
+
+## The Question
+
+```
+Agent: "When they find your solution, how are they feeling?
+
+        Think about:
+        - What just happened? (trigger moment)
+        - What are they hoping for?
+        - What are they worried about?"
+```
+
+---
+
+## Why This Matters
+
+Mental state determines:
+
+- Tone of content
+- Complexity of interface
+- Type of features needed
+- What NOT to do
+
+**Design for the human, not just the task.**
+
+---
+
+## Example: Dog Week
+
+```
+Designer: "Just had another fight about who walks the dog.
+           Tired of nagging. Want a system that works without intervention.
+           Worried about adding more complexity to family life."
+```
+
+**Design implications:**
+
+- Tone: Empathetic, not preachy
+- Interface: Simple, not complex
+- Features: Automated accountability, not more work
+- Avoid: Notifications that feel like nagging
+
+---
+
+## What Agent Captures
+
+```
+MENTAL STATE:
+- Trigger: Just had family fight
+- Feeling: Tired, frustrated
+- Hope: System that works without intervention
+- Fear: Adding more complexity
+
+DESIGN IMPLICATIONS:
+- Keep it simple
+- Automate accountability
+- Gentle, not pushy
+- No nagging-style notifications
+```
+
+---
+
+## Next Question
+
+[What's the end goal (mutual success)?](04-mutual-success.md)
+
+---
+
+[← Back to Guide](00-SCENARIO-INIT-GUIDE.md)