diff --git a/src/admin-panel.js b/src/admin-panel.js
index b44f6cc..69d2280 100644
--- a/src/admin-panel.js
+++ b/src/admin-panel.js
@@ -496,6 +496,7 @@ document.addEventListener('keydown', (e) => {
     document.querySelectorAll('.modal-overlay.active').forEach(m => m.classList.remove('active'));
   }
 });
+
 </script>
 </body>
 </html>`;
diff --git a/src/dashboard.js b/src/dashboard.js
index ed1f020..aded40f 100644
--- a/src/dashboard.js
+++ b/src/dashboard.js
@@ -358,6 +358,13 @@ function buildHTML(data, agente, isAgentDashboard = true, diasPeriodo = null, as
     .netting-kpi-grid { grid-template-columns: repeat(2, 1fr); }
   }
   @media (max-width: 900px) {
+    .trading-terminal { padding: 12px 16px; }
+    .live-rate-bar { flex-wrap: wrap; gap: 12px; }
+    .terminal-title { display: none; }
+    .rate-pair-group { padding: 6px 10px; }
+    .live-rate-btn { min-width: 100px; padding: 6px 12px; }
+    .live-rate-btn .rate-value { font-size: 16px; }
+    .rate-separator { display: none; }
     .charts-grid { grid-template-columns: 1fr; }
     .charts-grid-3 { grid-template-columns: 1fr; }
     .chart-card.full-width { grid-column: span 1; }
@@ -367,6 +374,14 @@ function buildHTML(data, agente, isAgentDashboard = true, diasPeriodo = null, as
     .header-inner { padding: 16px 20px; flex-direction: column; gap: 12px; }
   }
   @media (max-width: 600px) {
+    .trading-terminal { padding: 10px 12px; }
+    .live-rate-bar { gap: 8px; }
+    .rate-pair-label { font-size: 9px; }
+    .live-rate-btn { min-width: 80px; padding: 5px 8px; }
+    .live-rate-btn .rate-value { font-size: 14px; }
+    .live-rate-btn .rate-type { font-size: 7px; }
+    .rate-flags { font-size: 8px; }
+    .live-rate-time { font-size: 8px; }
     .kpi-grid { grid-template-columns: 1fr; }
     .portfolio-kpi-grid { grid-template-columns: 1fr; }
     .netting-kpi-grid { grid-template-columns: 1fr; }
@@ -604,12 +619,14 @@ async function fetchLiveRate() {
     const usd = json.USDBRL;
     const eur = json.EURBRL;
     if (usd) {
-      const bid = parseFloat(usd.bid), ask = parseFloat(usd.ask);
+      const bidRaw = parseFloat(usd.bid), askRaw = parseFloat(usd.ask);
+      const bid = bidRaw * (1 - 0.0043);  // compra: -0.38% -5bps = -0.43%
+      const ask = askRaw * (1 + 0.0005);  // venda: +5bps = +0.05%
       const elC = document.getElementById('rateUsdCompra'), elV = document.getElementById('rateUsdVenda');
       elC.textContent = bid.toFixed(4); elV.textContent = ask.toFixed(4);
-      if (_lastUsdBid !== null && bid !== _lastUsdBid) pulseEl(elC);
-      if (_lastUsdAsk !== null && ask !== _lastUsdAsk) pulseEl(elV);
-      _lastUsdBid = bid; _lastUsdAsk = ask;
+      if (_lastUsdBid !== null && bidRaw !== _lastUsdBid) pulseEl(elC);
+      if (_lastUsdAsk !== null && askRaw !== _lastUsdAsk) pulseEl(elV);
+      _lastUsdBid = bidRaw; _lastUsdAsk = askRaw;
     }
     if (eur) {
       const bid = parseFloat(eur.bid), ask = parseFloat(eur.ask);